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State Grant Guide

Small Business Grants in Michigan

Michigan runs its small business money through MEDC and its local partners. Not all of it is a grant.

1 state grant openUpdated September 2, 2026
Richard Moore
Written byRichard Moore
Senior Finance & Banking Editor

Michigan runs its small business money through MEDC and its local partners. Not all of it is a grant. MI-STEP pays exporters back up to $15,000 a year, and that window shuts on September 15. Motor City Match is Detroit only, and Round 33 runs to October 1. Match on Main and the Industry 4.0 grant are both closed. Each card below carries its type and its status.

Which Michigan grants fit your business?

Answer 7 quick questions and we sort the 12 programs on this page into likely fits and long shots. Nothing personal is asked or stored, and final eligibility is always decided by the granting agency.

Michigan Small Business Grant Programs

State-administered funding programs available to Michigan small businesses. Verify deadlines directly with the granting agency before applying.

Not confirmedNot business facing

Small Business Support Hubs

Michigan Economic Development Corporation (MEDC)

Varies by hub region

Rolling

A statewide network of 27 regional hubs providing programming, mentoring, and direct business assistance grants to small businesses and entrepreneurs. Backed by $11.3 million in state funding for the next phase.

All small businessesStartups
Apply / Learn More
Not confirmed

Michigan State Trade Expansion Program (MI-STEP)

Michigan Economic Development Corporation (MEDC)

Up to $15,000 annually (75% reimbursement)

Applications accepted November 1 through September 15 each year. The current window closes September 15, 2026

A reimbursement grant providing up to $15,000 annually for exporting activities such as trade shows, international sales trips, shipping product samples, compliance testing, and marketing to global audiences.

Exporting businesses
Apply / Learn More

Motor City Match

Detroit Economic Growth Corporation (DEGC)

$25,000 - $100,000

Deadline Oct 1, 2026

Provides gap funding grants to entrepreneurs opening or expanding brick-and-mortar businesses in Detroit. The programme reports $21 million awarded across 30 rounds, 2,236 businesses served since 2016 and 203 businesses opened.

Detroit-based businessesMinority-ownedWomen-owned
Apply / Learn More
Not confirmedTechnical assistance

SSBCI Technical Assistance Grant Program

Michigan Economic Development Corporation (MEDC)

Free services (funded by $5.2 million federal allocation)

Rolling

Provides free legal, accounting, and financial advisory services to small businesses through nine contracted technical assistance providers statewide. Prioritizes businesses owned by socially and economically disadvantaged individuals.

Socially and economically disadvantaged individualsVery small businesses
Apply / Learn More
Not confirmedNot business facing

Michigan Translational Research and Commercialization (MTRAC) Program

Michigan Strategic Fund / MEDC

$30,000 - $250,000

Varies by Innovation Hub

Funds translational research projects with high commercial potential through five Innovation Hubs in life sciences, advanced transportation, advanced materials, ag-bio, and advanced computing. Open to researchers at Michigan public universities and nonprofit research centers.

Technology/InnovationUniversity researchers
Apply / Learn More
ExpiredNot business facing

Match on Main Grant Program

Michigan Economic Development Corporation (MEDC)

Up to $25,000

Deadline Apr 24, 2026

A reimbursement grant program supporting new or expanding place-based businesses in Certified Redevelopment Ready or Michigan Main Street communities. Funds cover interior and exterior renovations and working capital.

Place-based businessesDowntown businesses
View program page
Expired

Industry 4.0 Technology Implementation Grant

Michigan Economic Development Corporation (MEDC)

Up to $25,000 (50% reimbursement)

Closed. MEDC states the application is currently closed

Provides 50% reimbursement for qualifying Industry 4.0 technology costs to small manufacturers. Eligible technologies include AI, robotics, additive manufacturing, cybersecurity, and cloud computing.

Small manufacturers
View program page
ExpiredNot business facing

Trusted Connector Grant Program

Michigan Economic Development Corporation (MEDC)

Up to $250,000 per organization

Closed. Not listed among MEDC small business programmes

Provides grants to chambers of commerce and member-based organizations that support under-represented small businesses and tech-based entrepreneurs. The most recent round awarded $6.8 million to 23 organizations across Michigan.

Minority-ownedWomen-ownedVeteran-owned
View program page

Federal Grant Programs

These federal programs are available to small businesses in every state.

Loan

SBA 7(a) Loan Program

Up to $5,000,000

The SBA's primary lending program guarantees loans through participating lenders. This is a loan, not a grant. But the terms favor small businesses that may not qualify for conventional financing.

Learn more
Loan

SBA Microloan Program

Up to $50,000

Loans up to $50,000, not grants. You borrow from a nonprofit lender near you, not from the SBA itself. The money can cover working capital, inventory, supplies or equipment. Most people get far less than the cap. The average microloan is about $13,000.

Learn more

SBIR/STTR Grants

Phase I up to $323,090, Phase II up to $2,153,927

Competitive federal grants for small businesses doing research and development with commercial potential. Eleven federal agencies take part. Phase I funds proof of concept. Phase II funds full development.

Learn more
Not confirmedTechnical assistance

Minority Business Development Agency (MBDA) Programs

Varies by program

Help for minority owned businesses that need capital, contracts or new markets. MBDA runs business centers around the country. They give advice, help with bids, and point you toward lenders.

Learn more

Get Grant-Ready

Before you apply, most Michigan grant programs expect these basics to be in place.

1

Form your business entity

Most Michigan grant programs require applicants to be a registered LLC, corporation, or nonprofit. If you haven't formed yet, that's the first step.

NO logo

$39 + state fee. Includes registered agent, business address, and more.

Form Your LLC with Northwest
2

Get your EIN

An Employer Identification Number is free from the IRS and required on nearly every grant application. You can apply online and receive it immediately.

IR logo

Free from the IRS. Takes about 5 minutes online.

Read Our EIN Guide
3

Open a business bank account

Grant funds need to go into a dedicated business account, not your personal checking. Most agencies will ask for your banking details on the application.

ME logo

Business checking with no monthly fee on the base plan, built for startups.

Open a Mercury Account

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Grants by Business Type

Targeted programs for specific business owners in Michigan.

Women-owned Business Grants

SSBCI technical assistance reaches women-owned firms. The Great Lakes Women's Business Council and Michigan Women Forward deliver it. It is advice, not cash. Motor City Match reports that 70 percent of its grant winners are women-owned. That is the one with money attached.

  • SSBCI Technical Assistance Grant Program
  • Motor City Match
  • Michigan Women Forward

Minority-owned Business Grants

Michigan puts real weight here. SSBCI technical assistance providers include the Metro Detroit Black Business Alliance. So does the Michigan Minority Supplier Development Council. Motor City Match awards 85 percent of its grants to minority-owned businesses. It is the live one. The Trusted Connector grant sat alongside it, and MEDC has closed that.

  • Motor City Match
  • SSBCI Technical Assistance Grant Program

Veteran-owned Business Grants

Michigan has no veteran grant. MEDC loan programs reach veterans who cannot get bank finance. The National Veteran Business Development Council was a Trusted Connector recipient here. That program is now closed too.

  • MEDC Capital Access Programs
  • National Veteran Business Development Council

Rural Business Grants

The Upper Peninsula and the northern Lower Peninsula lean on Small Business Support Hubs. USDA's Rural Business Development Grant reaches them too. It goes through the town or a nonprofit, because for profit firms cannot apply. Match on Main aimed at smaller downtowns. Its 2026 round is done.

  • Small Business Support Hubs
  • Match on Main

Technology/Innovation Business Grants

MTRAC runs through five Innovation Hubs, and SmartZones sit alongside it. Manufacturers have less than they did. MEDC closed the Industry 4.0 grant. The SSBCI venture capital program holds up to $75 million for early-stage technology firms. That is equity, not a grant.

  • MTRAC Program
  • SSBCI Small Business Venture Capital Program

Tips for Applying in Michigan

Increase your chances of approval with these state-specific tips.

  • 1Get a Certificate of Good Standing from LARA first. Every MEDC program asks for it.
  • 2Call the Michigan SBDC on 833-522-0025, or find your nearest Small Business Support Hub. Both are free. They will tell you which programs you actually qualify for.
  • 3Most MEDC grants reimburse, MI-STEP among them. You cover the cost first. Get approval before you spend, because unapproved spending is not eligible.
  • 4Check MEDC's SmartZone map. Your address may qualify you for incentives you have not heard of.
  • 5Write a real budget, a timeline and the outcomes you expect. MEDC scoring leans hard on clear plans with community or economic impact.

State Economic Development Agency

Michigan Economic Development Corporation (MEDC)

MEDC is Michigan's lead economic development agency. It runs the grants, the capital access programs and the workforce support on this page. Call it first.

Visit Website888-522-0103

Funding While You Wait

Grant applications in Michigan can take weeks or months to process. These options can bridge the gap.

Grants in Other States

All state grant guides

Frequently Asked Questions

Yes, though fewer than most Michigan guides suggest. Motor City Match in Detroit awards cash grants from $25,000 to $100,000 or more, with Round 33 open September 1 to October 1, 2026, and MI-STEP reimburses exporters 75 percent of eligible export costs up to $15,000 a year. Match on Main and the Industry 4.0 manufacturing grant were the two easy answers to this question and MEDC has closed both. Most MEDC grants are reimbursement based, so you pay the eligible costs first and claim afterwards with documentation.

For Detroit businesses it is Motor City Match, which has awarded $21 million to 2,236 businesses since 2016 and opens Round 33 on September 1, 2026. Statewide the honest answer is thinner than it used to be. Match on Main was the programme most Michigan guides named and it is closed, which leaves MI-STEP for exporters and the Small Business Support Hubs for advice rather than money. MEDC closed the Industry 4.0 grant as well, so manufacturers looking for a grant are down to the federal SBIR and STTR programmes.

No. Michigan grant programmes including MI-STEP and Motor City Match are open to all eligible small businesses regardless of who owns them. The SSBCI Technical Assistance programme does prioritise businesses owned by socially and economically disadvantaged individuals. Certification through the Michigan Minority Supplier Development Council or Michigan Women Forward is not required for any of these, though it opens doors to other resources and contracting networks.

Timelines vary. MI-STEP takes applications on a rolling basis through the MEDC International Trade team, and approval has to come before you spend the money you want reimbursed. Motor City Match runs competitive rounds, and Round 33 closes on October 1, 2026 with applicants notified by December 31. Because most Michigan grants are reimbursement based, the money arrives only after you finish the project and submit proof of eligible spending, so plan on two to six months from application to funds.

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Financial Information Disclaimer

Grant programs change frequently. Deadlines, eligibility requirements, and funding amounts listed here may be outdated. Always verify information directly with the granting agency before applying. This page is for informational purposes only and does not constitute financial or legal advice.

Sources & References